Spanish Mortgages

Welcome to Spanish Mortgage Help.com

Spanish mortgage help is your online source for free advice about Spanish mortgages. Here you can find up to date information on the current "Spanish mortgage rates", what documents you need for your Spanish mortgage application (the checklist), and the latest news on mortgages in Spain.

You can also access our online English-Spanish mortgage dictionary and our Spanish mortgage calculator to determine your predicted repayments.

Spanish mortgage advice

The best advice if youre thinking of buying a property in Spain is to investigate the financing before looking at properties in Spain - definitely before placing a non-refundable deposit.

When choosing a company to organize your Spanish mortgage look for one that offers a dedicated mortgage advisor that will deal with you from your initial enquiry through to completion; preferably he/she will be backed by an experienced case Manager and full administration team with advice and guidance of the highest calibre.

What types of mortgages are there in Spain ?

Spanish mortgage options include repayment mortgage, interest only mortgage, tracker fixed mortgage and variable mortgages on a full or minimum documentation basis.

How long does it take to set up a Spanish mortgage ?

The process can take anywhere from 2 to 4 weeks to arrange a Spanish mortgage. A month on average is required to receive your income documents and to instruct and obtain the valuation.

How much will a Spanish mortgage cost?

Generally if you are purchasing without a mortgage you need to pay 10% of the purchase price in charges and fees. If you are buying with a mortgage you will need to pay up to 12%